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Initialize Group Ledger

Digitize your savings group, agricultural cooperative, or SACCO in Zambia. Configure your custom rules and link your Airtel or MTN merchant wallet.

Select your group model

Choose the model that matches how your members save, loan, and share capital.

Savings Group (Chilimba)

For informal savings groups where members contribute fixed amounts regularly and payout rotated amounts.

Popular Model

Agricultural Cooperative

For agricultural communities tracking crop input contributions, member share capital, and harvest payouts.

Co-op Structure

SACCO & Credit Union

For savings and credit co-ops handling member loans, interest rates, repayment schedules, and collateral.

Formal SACCO

General Savings / Fundraising

For general savings, such as wedding committees, funeral expenses, community projects, and causes with a shared target goal.

Flexible Targets